Fast Capital Options for Business Owners & Real Estate Investors in Maryland, DC, Virginia & Beyond
FreshCo Capital provides alternative lending options, hard money loans, bridge loans, and private lending solutions for business owners & real estate investors across Maryland, DC, and Virginia and beyond. Whether you're fixing and flipping, building from the ground up, or holding rental properties — we fund deals fast.
No credit-driven approvals. Asset-based lending means we say YES when banks say no. Get funded in as little as 7 days.
RATES AS LOW AS
Asset-Based
AMOUNT OF CREDIT
up to $5M
FAST & EASY PROCESS
only 7 Days
FLEXIBLE TERMS
6 to 24 Months
OUR LOAN PRODUCTS
Hard Money, Bridge, DSCR, Multifamily & Business Loans for Real Estate Investors
01. HARD MONEY LOANS
Fix-and-flip financing, ground-up construction, and short-term bridge funding. We lend on the asset — not your credit score. Loans from $100K to $5M.
02. BRIDGE LOANS
Short-term capital to bridge the gap between deals. Close fast, stabilize your asset, and refinance on your timeline. Terms from 3 to 24 months.
03. DSCR LOANS
Rental property financing based on property cash flow — not personal income. Perfect for investors scaling a buy-and-hold portfolio in Maryland and beyond.
04. MULTIFAMILY LOANS
Multifamily financing for 5+ unit properties across Maryland, DC, and Virginia. Asset-based underwriting — no income docs required. Loans from $500K to $50M. Close in as few as 14 days.
OUR BUSINESS LENDING
Business Lending Programs
01. SBA 7(a) LOANS
Federally backed small business loans from $50K to $5M. Competitive rates from prime + 2.75%. Terms from 10 to 25 years. Ideal for business acquisition, working capital, or expansion.
02. COMMERCIAL REAL ESTATE
Owner-occupied and investment commercial real estate financing from $500K to $25M. Competitive terms for office, retail, industrial, and mixed-use properties.
03. BUSINESS LINES OF CREDIT
Revolving credit lines from $50K to $500K. Draw funds when you need them, pay back on your schedule. Ideal for working capital, inventory, and cash flow management.
04. EQUIPMENT FINANCING
Finance business-critical equipment from $25K to $2M. Terms from 24 to 84 months. We work with a wide range of industries and equipment types — from heavy machinery to medical devices.
Fast, Flexible Alternative Lending Options for Real Estate Investors
What We Do
FreshCo Capital provides asset-based lending for real estate investors. We fund fix-and-flip projects, new construction, bridge loans, DSCR rentals, multifamily properties (5+ units, up to $50M), and business acquisitions — closing in as few as 7 days with no income verification required.
Client Results
Our borrowers have funded hundreds of deals across Maryland, DC, Virginia and beyond. Average loan-to-close: under 10 days. From single-family flips to multi-unit ground-up construction, FreshCo delivers when traditional lenders can't.
Social Impact
FreshCo Capital is committed to strengthening the communities where we work. By funding local real estate projects and small businesses across Maryland, DC, and Virginia, we help create housing, support job growth, and give investors and entrepreneurs the capital they need to build lasting wealth.
CONTACT US
Talk to a Private Lender Today
Ready to fund your next deal? Whether you're a first-time investor or scaling your portfolio, FreshCo Capital moves fast. Reach out today and get a term sheet in 24 hours.
Dan Freshley
(301) 332-9432
dan@freshcocapital.com
BORROWER REVIEWS
What Our Investors Say About FreshCo Capital
FreshCo Capital closed our hard money loan in 11 days. We had a distressed property under contract and needed to move fast. No income docs, no hassle — just funded.
Marcia T.
Fix & Flip Investor
As a DSCR rental investor in Maryland, I needed a lender who understood cash flow lending. FreshCo got it immediately. Fair rate, smooth process, and they actually picked up the phone.
Darrell W.
DSCR Rental Investor
We've closed 4 bridge loans with FreshCo this year alone. They're our go-to private lender for the DMV market. Fast, transparent, and they actually know real estate investing.
Kelsey R.
Bridge Loan Investor
200+
Deals Funded
11 Days
Avg. Close Time
48
States Served
$5M
Max Loan Size
HOW IT WORKS
Simple 3-Step Funding Process
STEP 1
Choose Loan Amount
Tell us about your deal — property address, purchase price, rehab budget, and loan amount needed. We work with loans from $100K to $5M across Maryland, DC, Virginia and beyond.
STEP 2
Get Your Loan Approved
Our team underwrites based on the asset — not your credit score or income. You'll receive a term sheet within 24 hours of submitting your deal. No appraisal required on most loans.
STEP 3
Close Fast & Fund Your Deal
Sign your docs, fund the escrow, and close in as few as 7 business days. We wire directly to title — no delays, no excuses.
Our Team
Dan Freshley
Keith Jacobs
Vince Porter
Jason Smith
About FreshCo Capital Soultions
FreshCo Capital Solutions, based in Gaithersburg, MD was built for business owners and real estate investors who don't fit into the bank's box- or can't afford to wait on one. We provide fast, flexible capital backed by real experience, structuring solutions around your situation, not a checklist.
Led by Dan Freshley, with over 25 years of real estate and alternative lending experience, FreshCo brings a hands- on approach to every deal- helping clients navigate complexity, move quickly and secure funding when others can't. The difference is simple: speed, flexibility and relationship- funding in days, decisions based on cash flow, and a partner who's with you beyond the closing.
FreshCo Capital specializes in asset-based lending for investors across Maryland, Virginia, Washington DC, and 48 states nationwide. Having funded hundreds of deals with an average close time under 11 days including hard money loans, business acquisition loans, bridge loans, DSCR rental loans and multifamily financing up to $50M.
What types of loans does FreshCo Capital offer?
FreshCo Capital offers hard money loans, bridge loans, DSCR (Debt Service Coverage Ratio) rental loans, multifamily loans (5+ units, up to $50M), fix-and-flip financing, ground-up construction loans, and business acquisition loans. All loans are asset-based — no credit score or income verification required.
How fast can FreshCo Capital close a real estate loan?
FreshCo Capital can close loans in as few as 7 business days. The average loan-to-close time is under 10 days. A term sheet is provided within 24 hours of deal submission.
Does FreshCo Capital require a credit check or income verification?
No. FreshCo Capital uses asset-based lending — we evaluate deals based on the property, not your credit score or personal income. No income verification is required on most loans.
What is the maximum loan amount at FreshCo Capital?
FreshCo Capital offers loans from $100,000 up to $5 million for most loan types. For multifamily properties with 5 or more units, loans are available up to $50 million.
What areas does FreshCo Capital serve?
FreshCo Capital is headquartered in Gaithersburg, Maryland and primarily serves Maryland, Virginia, and Washington DC (the DMV area). We fund real estate investment deals in 48 states across the United States.
What is a DSCR loan?
A DSCR (Debt Service Coverage Ratio) loan is rental property financing where loan approval is based on the property's cash flow rather than the borrower's personal income. FreshCo Capital's DSCR loans are ideal for real estate investors building a buy-and-hold rental portfolio.
How do I apply for a loan with FreshCo Capital?
Contact Dan Freshley at FreshCo Capital by calling (301) 332-9432 or emailing dan@freshcocapital.com. You can also book a free 15-minute consultation at freshcocapital.com/appointment. Submit your deal details and receive a term sheet within 24 hours.
Office: Gaithersburg, MD
Call 301-332-9432
Email: dan@freshcocapital.com
Site: www.freshcocapital.com